By using an application or app to enable your use of the Offerings, you are explicitly confirming your acceptance to these Terms, including the Privacy Policy and acknowledging the applicability of those agreements to your use of the Offerings through the application. Customer Service Monday to Friday 8:00am - 8:00pm EST Phone: 1.800.905.1595 Before reaching out with questions about pet insurance plans from Spot, be sure to read our FAQ page. Any modifications to the Terms will be effective upon posting. Additional pets added receive 10% off their premium with Spot plans multi-pet discount. SPOT, at its sole discretion, and without compensation to you, may use, not use, edit, adapt, modify or discontinue the use of any communication or material you transmit to SPOT, or you post to the Site, for any purpose whatsoever including, but not limited to, disclosure, transmission, reproduction, distribution, publishing, broadcasting, or posting in any medium. If youre considering canceling your policy, you should be aware that there are certain risks to take into consideration. Your premium will not increase due to filing a claim. If you have filed a claim and you have chosen to pay your premiums annually, you wont receive any refunds if you decide to cancel coverage. Accident & Illness coverage reimbursements are based on the invoice. IN ADDITION, SPOT DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THE OFFERINGS IS ACCURATE, COMPLETE OR CURRENT, AND IS NOT RESPONSIBLE FOR ANY ERRORS OR OMISSIONS THEREIN OR FOR ANY ADVERSE CONSEQUENCES RESULTING FROM YOUR RELIANCE ON ANY ASPECT OF THE OFFERINGS. If you do not know the exact date of birth of your pet, please use your best estimate based on your pets medical records or shelter/rescue documentation. More information is available at checkout. Your pets correct age may be validated when reviewing your pets medical records. SPOT shall in no way be held liable for any consequence which results from SPOTs decision to modify or discontinue providing some or all of the Offerings. This entire policy shall be void if, whether before or after a loss, the insured has willfully concealed or misrepresented any material fact or circumstance concerning this insurance or the subject thereof, or the interest of the insured therein, or in case of any fraud or false swearing by the insured relating thereto. Spot is a pet insurance provider based in West Palm Beach, Florida. However, with plans provided by Spot, this doesnt mean the condition cant be covered in the future if the condition is curable. However, you can't simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. Penalties include imprisonment, fines and denial of insurance benefits. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY OFFERINGS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD-PARTY OFFERINGS, AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.3 Third-Party Products. You acknowledge that SPOT is the exclusive owner of the Offerings and that the Offerings are the proprietary Intellectual Property of SPOT.SPOT, the Site, and other marks displayed on our Offerings are the proprietary service marks or trademarks of SPOT or its licensors. Have a pet insurance with Spot? HOW DO I WIN? Spot is a pet insurance provider with a more customized approach to pet insurance, founded by people who love animals and wanted to make it easier for other pet parents to get their pets help. This is the amount you pay for pet insurance.FETCH A FREE QUOTE to see your premium today. These notes are kept by your veterinarian and are not typically sent home with you. The role of the producer in any particular transaction involves one or more of these activities. Your pets age. You can also get a pet insurance quote through your veterinarian or by shopping around online. There's also the possibility of you conveniently canceling through email at pet_info@metlife.com, so long as the policy you have makes that an option. Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 sponsors this Sweepstakes. Can I Get Reimbursed for Routine Teeth Cleanings? Wagmo is a pet insurance plan that works for both dogs and cats, and while it offers a range of customizable features, its best attributes include: Short, 15-day waiting period. The good news is you can cancel your pet insurance at any time. Veterinary Services. Winner will be chosen randomly.Submitting an entry constitutes agreeing to the terms of these Official Rules and all decisions of Sponsor and/or its designee, which are final and binding in all respects. To cancel your pet policy, contact Petplan at 1.844. We may decide to not renew your coverage at the end of any policy period. If you move within your current state, you are able to adjust your address via the Account Information section in the Spot Customer Portal. Intellectual Property; 4. Plans provided by Spot do not cover pre-existing conditions. Insurance plans are marketed and produced by Spot Insurance Services, LLC. SPOT may provide third-party products, devices, or other equipment to assist in the provision of the Offerings or Third-Party Services (Third Party Products) that are not owned or controlled by SPOT. Spot received a score of 91 out of 100 for its customizable and flexible plans, ensuring that pet owners only pay for what their pet needs. You must contact Spot directly to cancel your plan. At any time and for any or no reason, SPOT may modify or discontinue some or all of the Offerings. NOTICE TO MARYLAND APPLICANTS:Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Pawlicy Advisor conducts business as Pawlicy Insurance Services Inc. in the state of California. You're on the Spot US website. How do I Determine if My Pet Has a Pre-existing Condition? Can . Up to $1,100 cash back for everyday pet care expenses. These policies come with an annual deductible and annual coverage limits. SPOTs trademarks may not be used in connection with any product or service that is not SPOTs, in any manner that is likely to cause confusion among consumers, or to disparage or discredit SPOT. The odds of being selected as the winner depend on the number of eligible entries received during the Entry Period. BECAUSE SECURITY IS IMPORTANT TO BOTH SPOT AND YOU, WE WILL ALWAYS MAKE REASONABLE EFFORTS TO ENSURE THE SECURITY OF OUR SYSTEMS BUT SPOT MAKES NO REPRESENTATIONS OR WARRANTIES THAT THE OFFERINGS WILL BE UNINTERRUPTED, SECURE, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS.4.2 Limitation of Liability. Find more information on preventative care coverage here. 2x Theres no Open Enrollment period, you can buy and drop pet insurance at any time. Spot Pet Insurance Logo, Copyright 2023. SPOT makes no representation or warranty regarding the Third-Party Products. Consumer Rating is a Fetch by The Dodo Partner. What was once an obscure insurance product has been gaining steam. Get treatment and pay the bill. Pet Insurance Plans Find out what eligible conditions and accidents our plans cover. Hi Dawn, please give us a call at 1-800-905-1595 or email us at service@customer.spotpetins.com (8AM-8PM EST Mon-Fri) and we can help you out with cancelling. Base level plans provided by Spot do not cover spaying. Whether youre eligible for a refund will depend on your circumstances and your pet insurance company. IN ADDITION, YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO HAVE INTERNET CONNECTION TO ACCESS THE OFFERINGS VIA THE INTERNET AND THAT SPOT WILL NOT BE LIABLE IF YOU ARE UNABLE TO ACCESS THE OFFERINGS DUE TO ANY POWER OR INTERNET DATA CONNECTION FAILURE. It should be noted that if you dont submit a cancellation request via your insurance company's preferred communication channel, you might still be charged premiums. PRIVACY. Pet insurance is the best way to ensure that your pet is protected without worrying about spending large sums of money, so be sure to consider all your options carefully. Get inspired and try out new things. Consumer Rating is a Fetch by The Dodo Partner. Any submitted appeal should state clearly why you or your vet disagree with the initial determination and include supporting documentation. 2. Yes, plans provided by Spot have a 14 day waiting period for coverage. Based on this rating, Spot is on NerdWallet's list of the Best Pet Insurance Companies. Notable features: Accident and illness coverage; wellness add-on available. Food geek. If the ownership of your pet changes to another individual, we can transfer the policy to the new pet owner without any interruption of coverage. Spot Pet Insurance offers a 30-day money-back guarantee. Click the Claims icon and follow the simple instructions. Pop culture evangelist. Possibility of chronic illness onset. Let us dig up an answer. Is Pet Insurance Worth It? At any time and for any or no reason, SPOT may modify or discontinue some or all of the Offerings. Is There a Waiting Period for Pet Insurance? All other trademarks not owned by SPOT that appear on the Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by SPOT. Pet insurance is for paw-rents seeking a financial safety net for accidents or illnesses that their pets might experience in the future. For plans other than Preventive Care,. There may be additional terms provided at the time of download or installation of the application or app, which will also be deemed accepted by you upon your use of the application or app to use the Offerings. Then, on the verification page, click "Done" to complete the Pets Best Pet Health Insurance unsubscription. Trupanion Pet Insurance: Best for No Coverage Limits. No aspect of the Offerings is intended to provide, or should be construed as providing, any investment, tax or other financial related advice of any kind. SPOT shall in no way be held liable for any consequence which results from SPOTs decision to modify or discontinue providing some or all of the Offerings. You can file a claim online or on the Spot insurance app by clicking the claims icon and uploading a. Some insurers like Trupanion and Figo require you to cancel with a written notice, MetLife Pet Insurance requires cancelations to be made by phone, whereas others . According to the Canadian Animal Health Institute, around 8.3 million Canadian households have cats and another 8.2 million have dogs, but only 3% of pet owners have pet insurance. Note: your premium may change based on your new zip code. No waiver of any term in these Terms shall be deemed a further or continuing waiver of such term or any other term, and SPOTs failure to assert any right or provision under these terms shall not constitute a waiver of such right or provision.5.4 Section Headings. If, for any reason, the Sweepstakes is not capable of running as planned, due to, without limitation, infection by computer virus, worm, or bugs; tampering; unauthorized intervention; fraud; technical failures; or any other causes beyond the control of Sponsor that, in the sole opinion of Sponsor, could corrupt or affect the administration, security, fairness, integrity, or proper conduct of this Sweepstakes, Sponsor reserves the right, at its sole discretion, to cancel, terminate, modify, or suspend the sweepstakes. You choose the coverage level that best meets your needs - from vaccinations and routine care to treatments, surgery, lab fees, and X-rays. Pricing varies depending on whether you want a $100, $250, $500, or $1,000 deductible. Partial refund. This website (Site) and SPOT Pet Insurance Services, LLCs products, applications and services (collectively, the Offerings) are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company (SPOT) and are provided subject to the terms set forth herein. RELEASE OF LIABILITY. Get answers to common questions about pet insurance and learn how Spot Pet Insurance can protect your furry friend. Such goals are typically based on the total amount of certain insurance coverages placed with the insurance underwriter or the overall performance of the policies placed with that insurance underwriter, not on an individual policy basis. Some other factors that impact your premium are: the plan you choose, your deductible, your reimbursement percentage, if you have included preventative care coverage or not, and the discounts for which you are eligible. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, SPOT MAKES NO, AND HEREBY DISCLAIMS ALL, REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE AVAILABILITY, OPERATION AND USE OF THE SERVICES OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES ON OR ACCESSED VIA THE SERVICES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON- INFRINGEMENT, AND IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. Unless resolved by mutual efforts of the parties hereto, disputes or claims that may arise out of or in connection with this Agreement and for which either party shall seek equitable relief, all differences, disputes or claims arising in connection with this Agreement or any transaction or occurrence contemplated hereby shall be finally settled under the Commercial Rules of the American Arbitration Association in Palm Beach County, Florida, by one or more arbitrators appointed in accordance with such Rules (and the arbitrator shall be obligated to provide a reasoned opinion). Breeds Discover the personality and characteristics of your favorite cat or dog breeds. Via PetInsurer.com's Secure Website Maximum annual coverage $5,000, $8,000, $10,000, $15,000 or $30,000 Reimbursement choices 70%, 80%, 90% Deductible choices $200, $300, $500, $750, $1,000 2. YOU EXPRESSLY AGREE THAT YOUR PURCHASE AND/OR USE OF THE OFFERINGS, AND ANY INFORMATION, CONTENT, PRODUCTS, SERVICES AND MATERIALS CONTAINED IN, ACCESSED VIA, OR DESCRIBED IN THE OFFERINGS, IS AT YOUR OWN RISK, AND THAT ALL SUCH INFORMATION, CONTENT, PRODUCTS, SERVICES AND MATERIALS ARE PROVIDED ON AN AS IS AND AS AVAILABLE BASIS. Twitter specialist. If you do not agree to be legally bound by these Terms, you are not permitted to purchase and/or use the Offerings.SPOT may offer the Offerings through applications or apps. You agree that you have read, understand, and agree to all terms applicable to you, which are contained herein. Worth watching: Unlike Spot, Pumpkin offers just one reimbursement rate: 90%. Compare Pet Insurance Companies NOTICE TO PENNSYLVANIA APPLICANTS:Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties. However, you cant simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. Spot Pet Insurance offers three health plans for dogs and cats: accident-only, accident and illness, and preventive care plans. Once you have a pet insurance policy, your dog or cat will be covered for life. For all terms and conditions visit spotpetins.com/sample-policy. No aspect of the Offerings is intended to provide, or should be construed as providing, any medical advice of any kind. In the end, you'll likely pay thousands of dollars for insurance if you maintain the policy over the life of your pet. Visit ourdog insuranceandcat insurancepages for more information about plans. PLEASE BE AWARE THAT INTERNET DATA TRANSMISSION IS NOT ALWAYS SECURE AND WE CANNOT WARRANT THAT INFORMATION YOU TRANSMIT UTILIZING THE OFFERINGS IS SECURE. I had to go through my bank to stop payment which cost me additional money. Is it worth shopping around for pet insurance? How Do I File Claims with Spot? Spot also offers two add-on packages that cover preventative health care for your pet. If you need to cancel your claim request for any reason, you can do so by calling the call center: 1.800.905.1595. All provision indicating an ongoing obligation, which include but are not limited to 1. What you should know. I recently got my pup, Aleister, covered with Spot Pet Insurance, which has a great partnership program through my work. NOTICE TO WASHINGTON APPLICANTS:It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Coverage and rates are subject to change at renewal. Spots Platinum Preventive Care plan option reimburses up to $150 on spaying/neutering with no deductible. 2. SPOT makes no representation or warranty regarding the Third-Party Services. Spot Pet Insurance Logo, Copyright 2023. Has a 30-day money-back guarantee Covers vet visits and exam fees Plans with the unlimited coverage option are significantly more expensive than plans without this option Has a long 14-day waiting period for accidents Doesn't have weekend customer service availability Rating: Most Customizable Plans 4.4/5 Compare Plans Specific products, features, coverage limits, rates, and discounts may vary by province, eligibility, and are subject to change. You're reimbursed for up to 90% of eligible expenses, up to the annual maximum, for the diagnosis and treatment of your pet by a vet. Your continued purchase and/or use of the Offerings following posting of any revised Terms will constitute acceptance of the modified Terms. Spot performed better in coverage and eligibility, while ManyPets performed better when it came to costs. 303 Banyan Blvd, Suite 101. As a result, SPOT may be considered to have an incentive to place your insurance coverages with a particular insurance company. Pre-existing conditions are not covered. There is no waiting period for preventive care coverage if you choose to add it to your plan. Any communication or material you transmit to SPOT, or post to the Site, by electronic mail or otherwise, including any data, questions, comments, suggestions, stories, homepages, or the like is, and will be treated as, non-confidential and non-proprietary. You may not use, copy, modify or display any of the trademarks, service marks, names or logos appearing on the Site without the express written permission of the trademark owner.Nothing in these Terms shall be deemed to grant to you or any other user any license or right in or to any copyright, trademark, trade secret or other proprietary right of SPOT or its licensors.1.2 Your Information. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability or otherwise violate any law. Even if you focus on insured pets, the risk is rarely . Your PIN, personal identification number, can be found by logging into My Account and clicking on Settings and Billing. A pre-existing condition is any injury or illness which occurs or shows symptoms before coverage starts or during a waiting period. For questions about upgrading or downgrading your policy including terms and conditions please contact Customer Service for more information at 1.800.905.1595.You can also make changes by logging into the customer portal at https://customer.spotpetins.com/portal#/login. There may be additional terms provided at the time of download or installation of the application or app, which will also be deemed accepted by you upon your use of the application or app to use the Offerings. Trupanion pet insurance for a cat (a under one-year-old male domestic shorthair) costs $30.88 per month for a $500 deductible. 4.1 Warranty. There is no upper age limit for coverage or enrollments. Although SPOT may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on the Site, SPOT is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger or inaccuracy contained in any information within such locations on the Site. NOTE: ANY ATTEMPT BY AN ENTRANT OR ANY OTHER PERSON TO DAMAGE ANY WEB SITE ASSOCIATED WITH THE SPONSOR OR ITS AGENTS OR UNDERMINING THE LEGITIMATE OPERATION OF THE CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAW, AND SPONSOR AND ITS AGENTS RESERVE THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. Barney's pet health insurance Policy. Simply head to our online cancellation form and fill in your details. Most pet insurance companies have a 30-day money-back guarantee period, also known as a 30-day free look period or cooling-off period. NOTICE TO ILLINOIS APPLICANTS:A person who knowingly makes any false or fraudulent statement or presentation in or with reference to any application, or for the purpose of obtaining any fee, commission, money, or benefit from or in any company transacting business under this article, commits a Class A misdemeanor. If you notify Petplan within the first thirty (30) days from the start date, and you have not submitted any claim against this policy, Petplan will refund the entire premium. You can also use Pawlicy Advisors free online tool to compare plans and find the right coverage for your cat or dog. Spot plans offer an unlimited annual limit option, no per incident caps, and no lifetime caps. Your email address will not be published. How much is Spot pet. How do I cancel Petplan online? West Palm Beach, FL 33401. Many insurers offer what's known as a cooling-off period, often for a period of 14 to 30 days. Nothing in this Section shall prevent either party from seeking injunctive or other equitable relief from the courts for matters related to intellectual property related to the Offerings. To cancel your pet insurance, you will need to contact your insurance company and request to cancel your policy. Pets covered: Dogs, cats. Embrace Pet insurance, for instance, allows customers to cancel by phone or email, while cancelation requests to Healthy Paws Pet Insurance can be submitted in the form of fax, email, regular mail, or done verbally. We will also need to update the billing portion of the policy to include the new customers preferred payment method prior to processing the policy transfer. If you cancel your policy in the first 14 to 30 days after taking out coverage, and if you haven't made any claims, you'll often be entitled to a full refund. If we do need medical records, well contact your veterinarian directly, but it may speed up the process if you send them in with your claim. For a full list of terms and conditions, click here to view a sample policy. Accident & Illness coverage reimbursements are based on the invoice. Ourdog insuranceandcat insurancepages for more information about plans cat will be covered the! Your details provided by Spot have a 30-day free look period or cooling-off period, known! Free QUOTE to see your premium today these activities acceptance of the Offerings the call center:.! Guarantee period, you cant simply stop paying the monthly premiums ; you will need to contact pet... Recently got my pup, Aleister, covered with Spot pet insurance at any time Terms applicable to you which! Offers two add-on packages that cover preventative health care for your cat or dog breeds that preventative! Fill in your details the future if the condition cant be covered for life cat. 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